Fixed Income
Securities

Want to invest in market-linked instruments but are scared of risk and uncertainty?

  • Fixed Income Securities are the perfect market instruments that would help you!
  • Fixed Income Securities, as the name suggests, are financial instruments that help organisations, including the country's government, raise money from the general public.
  • In return, the organisation or the government promises to pay a fixed return regularly
  • Fixed Income Securities are somewhat comparable to Fixed Deposits with Banks but earn a much better return and flexibility than bank deposits.
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What are Fixed Income Securities?

Fixed Income Securities are market instruments that various companies issue to raise funds from the general public in lieu of providing fixed returns regularly.

Some of the commonly known Fixed Income Security instruments include Government Bonds, Corporate Bonds, Certificates of Deposits (CDʼs), among others.

The investors like you benefit since you get a higher return than other safe deposits, including bank deposits. Further, you are also an investor in the direct market and a contributor to a companyʼs growth too!

Benefits

1
Assured returns
The Fixed Income Securities guarantee assured returns in return of the money invested, irrespective of the companyʼs performance. Therefore, even if the company is not performing well, you can be relieved that your returns will not change.
2
Returns are higher than bank deposits
The assured returns committed by the Fixed Income Securities are comparatively higher than those committed by bank deposits such as Fixed Deposits. As of January 2022, the average return from Bank Fixed Deposits of various types and kinds is 1.85-6.90% p.a. (7.40% p.a. for senior citizens) The Public Provident Fund is also considered to be a safe investment option that pays around 7.10 per cent return. On the other hand, Fixed Income Securities give you a return starting around 9% p.a. and mo.
3
Market risks are hedged
Fixed Income Securities assure fixed returns regularly or at maturity. Therefore, investors like you can relax about the ups and downs of the market and its impact on the returns you receive.
4
Secured investments
Your investments in Fixed Income Securities are quite secure under the law. How? It is because even if the company is not incurring profits, it is mandated to pay the returns of your Fixed Income Security Instrument. Even if the company goes for liquidation, your investment would be the first to be returned under such a liquidation proposition in the worst-case scenario.
5
Best of two worlds
When you invest in Fixed Income Securities instruments, you get the best of both worlds in the literal sense. Your investments are highly secured though you enjoy a higher return since your investment is linked to the market.

Read the Investment documents clearly and invest in Fixed Income Securities to get higher returns while keeping your original investments safe.

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